By using kalemjournal.com, the user agrees to comply with all of the following terms and conditions. If user does not agree to these Terms of Use, he/she should not access or use kalemjournal.com.

1. Changes to the Terms of Use: Kalem Journal may modify the Terms of Use, or any part thereof, or add or remove terms at any time, and such modifications, additions or deletions will be effective immediately upon posting. The user’s use of kalemjournal.com after such posting shall be deemed to constitute acceptance by he/she of such modifications, additions or deletions.
2. Changes to kalemjournal.com: Kalem Journal may change or discontinue any aspect, service or feature of kalemjournal.com at any time, including, but not limited to, content, hours of availability, and equipment needed for access or use.
3. Intellectual Property Rights: The user agrees that all intellectual property rights in the Service and the Content, including trademarks, are and shall remain the property of Kalem Journal and/or Third Party Providers and he/she shall not acquire any rights in them. The user may only use Content for his/her own personal use. The user may not store or archive Content, except on a temporary basis so that he/she can read it. The user will not otherwise remove or alter any Content on the Service and the user may not forward, distribute, copy or otherwise exploit the Content or Service without the prior written consent of Kalem Journal. In particular, he/she may not copy or paste Content into other web sites.
4. Liability: The information provided in the Service is solely for the user personal, non-trading use. The user is expected to make his/her own investment decisions without undue reliance on it. For this, the user should seek independent financial advice. It is not a real-time service.
5. The Third Party Content: The Service contains links to and collaborates with third party Web sites and Internet resources including advertisements and promotions. This is done for the user’s convenience. This does not mean that Kalem Journal endorses, promotes or approves such sites on their Content. These third party sites are not under the control of Kalem Journal and Kalem Journal shall not be liable for his/her reliance on their content.
6. Impartiality: Kalem Journal provides only a platform for the writers, reporters to present their opinions and experiences. The content of these articles and reports are not stated the view of Kalem Journal or it does not mean that Kalem Journal approves them.
7. Termination: Kalem Journal may suspend or end his/her use of this Service by giving the user notice, which will be appropriate to the circumstances.
8. Applicable Law and Competent Court: All disputes regarding the Terms of Use at this page are subjects to the Turkish Law and the jurisdictions of the Istanbul courts and enforcement offices.